1.Three things you spend money on each month that is fixed expenses:

• Rent
• Hydro
• Electricity

2. Three things you spend money on each month that is variable expenses:

• Clothes
• Entertainment
• Food

3. If you needed to save your money, how would I change your spending:

• I would spend less money on variable expenses and try to just spend the money I need on fixed expenses.

4. How much money could you save in a month without giving up to much:

• If I didn’t spend as much money on variable expenses I would have saved a lot more in that month that in others.