Money is just the Devil’s way of getting us to waist our happiness on an item that brings us pleasure, for just a short amount of time. Honestly, all I personally only need my family, to bring me joy. Living out here where I am, being together bring my family all the joy and memories we could ask for. A poor family the size of ours struggles a bit when the end of the month comes around. An 8 person(s) family has a lot to pay for expenses, people, and crops). We produce many things but we don’t exactly make the budget that you have said, many people achieve within a year, only about a half of that. So no we don’t need money to bring us the pleasure like a memory. Money will sometimes determine how happy you are by let you buy things you really want .It can also help pay your bills or buy you a new car. But I have learned that money will not bring you so much happiness that your world is so perfect. Sure you could go on a trip with your family or go on a cruise by yourself and enjoy it, but the only thing that will matter on that trip is the memories. Money may bring you happiness but the memories are better.