List three things you spend money on each month that would be fixed expenses.
- Mortgage / Rent
- Cellphone / Utility Bills
List three things you spend money on each month that would be variable expenses.
If you needed to save some money, how could you change your spending?
If I needed to save some money, I would review my spending on the variable expenses such as clothing, groceries etc.
How much money could you save in a month without giving up too much?
You can review the spaces where you can easily adjust, then look into cellphone bills, internet bills and other significant expenses.