1. List three things you spend money on each month that would be fixed expenses?
Car insurance/bus pass
2. List three things you spend money on each month that would be variable expense?
3. If you needed to save money, how could you have changed your spending?
Eat in more, create a savings account, cut out entertainment.
4. How much money could you save in a month without giving up too much?
Depends how much your earnings are weekly or monthly. Its different for students and full time working adults. One way to save money is to create a savings account.